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Getting Married? A Divorcee’s Guide to surviving the worst case scenario

Divorce Ring

Divorce Ring (Photo credit: Jewellery Monthly)

Are you are getting married soon?  In the US the average wedding costs around $25,631  The US wedding industry is said to be about $120 BILLION dollars, with $50 Billion on wedding costs and the remaining $70 billion on purchasing and furnishing a new home or residence.

All of this is great and it certainly helps keep photographers, florists, bakers, caterers, dress makers, makeup artists, hair stylists, stationary companies, event spaces, real estate brokers and wedding planners employed.  And don’t even get me started on the obnoxious marriage proposals that are springing up all over the internet and ridiculously over produced wedding websites.  For whatever reasons…WE LOVE WEDDINGS!

With all of this focus on creating the perfect day, where is the energy and time spent on planning for the worst case scenario.  People call me a naysayer but the divorce rate has been at around 40-50% for several decades.  I am hardly being unreasonable to suggest that many couples will face a divorce eventually.  In fact in the US the average length of a first marriage that end in divorce is only about 8 years.  In the United states the average age for first marriages is 27 for brides and 29 for grooms.  Even though the age for a first marriage has risen over the years, most of us embark on this huge life experience while we are still very young.

Reasons such as, infidelity, midlife crisis, secret lives, criminal activity, untreated mental illness, substance abuse, financial problems or just two people who can’t stand the sight of one another anymore…you name it marriages fall apart as a result.  Well having lived through an extremely painful divorce, here are my words of advice.

Consider a prenup – I know it sounds unromantic but if you have assets or even expected inheritance you will want to protect yourself in case you get a divorce.  No two prenups are alike and you  can custom yours to your specific needs.  You can even have clauses in case of infidelity or if the marriage has lasted past 10 years that nullifies certain restrictions.  Since a marriage is a legally binding agreement, you want to make sure you protect yourself in case the worst should happen.

Keep some investments separate from your spouse – Depending on a lot of factors your spouse could still lay claim to these assets.  You never know what could happen as some people can go insane during a divorce.  Most joint bank accounts can be legally emptied by one spouse without consent of the other.  Legally you can sue to get your half of the account back, but if the money is already spent and your spouse is not employed you will probably never see that money.  Any stolen amount could come out of shared assets, if you have any left to split.  So be careful how much money you keep in joint accounts.  Always leave some money in individual accounts.

Credit Cards – Just as assets can be wiped out in a divorce, one spouse may rack up debt in anticipation of a divorce or in an attempt to ruin the other partner.  I am not saying to never have a joint credit card, but be careful.  Always have your own line of credit so if you do divorce you have a credit history and accounts that your spouse cannot max out.   Even joint cell phone contracts can be next to impossible to split in half without full co-operation from one of the spouses, never assume these things can be easily resolved.

Investments – It is a good idea that if you have investments in your own name before the marriage to keep those investments as individual accounts.  If the investments are in the form of stocks or mutual funds and the accounts are joint, getting them split in half requires murderous paperwork and a lot of co-operation between you and your former spouse.  I would recommend NEVER getting a joint stock account, you can instead make your spouse the beneficiary .  There are a multitude of legal ramifications to pensions and retirement accounts regarding a divorce depending on your circumstances.  Your pension may not be entirely your own in a divorce, but it does help to keep it in your name so your spouse can’t try to raid it in a fit of rage.

Property – There are so many things that can go wrong here and scenarios that I couldn’t even begin to list them.  What I would recommend though if you already own property then see a lawyer about possible scenarios BEFORE you get married.  Never assume things will go smoothly in a divorce.  The lawyer might be expensive but you will save yourself so much grief later if you protect yourself now.

Going into business with a Spouse – Plenty of couples do this without any problem, but you cannot assume that you will be one of the lucky ones.  If you do go into business with your spouse get some type of legal written agreement before you do.  Create some type of safety net for yourself if things should sour in the marriage.  To have your marriage fall apart is bad enough, to lose your income at the same time is devastating.

Don’t keep Financial secrets – Even though I would recommend keeping separate accounts, you should not hide things from your spouse.   In the case of a sudden death, or tragedy the surviving spouse should know where everything is, how to pay all bills, and the amount of debt owed.  In any marriage, ignorance is not bliss when it comes to financial matters.  Some spouses let one run the show financially and then find out to their peril when a divorce financially cripples them.

The laws regarding marital property vary from state to state and no two marriages are alike.  And getting a fair settlement may cost you  dearly in court, and enforcing a divorce settlement is something else entirely.  People have ways of cheating the system, plus paying lawyers to fight on your behalf is extremely expensive.  Protect yourself before you end up in divorce court, or in a mediation.    If we only had half of the industry set up to help divorced people that we do on planning that wedding, we would have a lot less suffering and disenfranchised people.  Love will blind you to the harsh realities that could await you if things go South.  Take care of yourself first, and always.

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Life After Divorced: Being a straight spouse two years later.

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I still remember my wedding day, vividly.   Any day planned and fretted about for months is going to stick in your brain for a lifetime.  Any day built up as the beginning of the rest of your life will burn into your psyche, in the same way horrible trauma sears its pain and anguish deep into your bones.   Try as you might, you can’t shake it the pain becomes a part of your very foundation.  Few positive memories have the same effect.  For whatever reason, our bodies, hearts and minds tend to cling to the negative memories such as: being humiliated in front of your class, not being able to get jeans off in time due a broken zipper and wetting myself at girl scout camp, seeing my father lash out at me in a yet another blinding rage, losing a  job or role for reasons unknown, having a voice teacher tell me I would never be a singer, seeing the face of a lover suddenly go cold and distant, having no one show up to my 13th birthday party….and on and on and on.  The traumas and disappointments get inside of you like a bad virus you can’t shake, but the good memories fade quickly.  The memories replaced instead by just vague emotion.  Instead of specific images they blur into shifting colors through a window.  Instead of the detailed sharp piercing prongs of negative memories happy thoughts become reduced to feelings.  I can’t remember holding my cat for the first time, hugging a friend I haven’t seen forever, the first kiss from a person I adore, winning a competition….they drift, they fade only warm pretty shadows remain in their place.

The memory of my wedding day is now traumatic but still beautiful in my mind, so like the crazy nuanced event it has become, it is now a hybrid of negative crystal clear clarity and blurred fuzzy happiness.   The one image that keeps coming back is the walk down the aisle.  I used to have PTSD style flashbacks of the very event.  I would be sitting on the train or reading a book and for no reason it would flash into my brain as clear as it was actually happening.  The cathedral, with his family on one side and mine on the other, the organ music, with all of these faces turned towards me.  It was so overwhelming, all I could do to get through the ritual was to focus on my soon to-be husband and move closer and closer to him and the rest of my life.  I knew that if I turned to look at people on either side I would start crying and I didn’t want to cry on my wedding day so I kept focusing on the task at hand and that was to get down the aisle without shedding a tear.  My husband was now my new family, the scars and damage from my old one were over and I had chosen this new man to start over and help wipe away the darkness and pain of the past.

Since my divorce, I have had recurring nightmares of being outside of my body trying to run up to myself in the moments while screaming

“Don’t do it, don’t do it, don’t do it”

The sound of my screams echoing through the great hall of marble, but no one looks up, no one even flinches and I still just keep moving forward.   Nothing I can do can stop me, it is like looking at ghosts re-enacting the same scene in a play over and over.

I hate it when people say,

“Well at least your husband was just gay, it could have been a lot worse”

Or anything to the effect of that I have somehow had it easier than a typical divorced person.

I guess in some ways I have, in that the end was so absolute.  There was no reason to second guess why I was leaving my husband, no amount of couples counseling, no amount of therapy or listening skills that would have made anything better, no horrible act of betrayal that I would regret for ending everything.  But on the downside I felt cheated.  I got cheated at a chance at a normal marriage, with a man of the same sexual orientation who loved me like a man is meant to love a woman, in mind, heart and body.

I was cheated of the chance of having children and being a mother.  I know I _might_still have time left, but dating at age 38 is difficult as half of the eligible men already have children and don’t want more.   And in my current state I couldn’t afford to raise a child on my own, as I can barely take care of myself.  There are times on the subway or in the park that even the sight of a young mother with her child will send me spiraling.  Suddenly tears come from nowhere and I can’t make them stop.  Why is she so lucky to have the one thing that I will never get to experience?  I am constantly told that I shouldn’t give up hope but I haven’t been able to sustain a relationship for any length of time and every other man who I find compatible is already a father and doesn’t want more children.  I had to end therapy because literally every single session was the same conflict, the same fear, the same resentment over probably losing the chance to be a parent.   When my therapist suggested I go back on medication, and then tried to get me to justify what I consider a fairly innate human desire to procreate I couldn’t take it anymore and ceased the sessions.

I was cheated of the dream that everyone has when they get married, that despite the obstacles in life and arguments, fights, and petty annoyances I no longer have a partner for life.  I was cheated on the intimacy of an adult human sexual relationship.  It seemed normal at first but it quickly became dysfunctional but because I loved my husband I stuck it out, and now I beat myself up for not leaving sooner.

So over two years have passed, but I am still not right.  I am still not healed and I don’t know if I ever will be.  I am suspicious of every man I meet, and I trust no one, it is so debilitating that I actually stick around in relationships that aren’t fully formed, that aren’t as scary, that aren’t as real…I am scared to have a real one.

But my shattered life has in some ways made me stronger, like a piece of metal cracked and then welded back together, or a bone broken and then reset.  I am no longer the same shape, my insides, my skeleton is not the same, and I don’t react to pain the same way.  I am far more empathetic to another person’s pain especially anyone divorced.  I feel deeply for them, and I cut them a lot of slack for self-destructive behavior or lashing out at themselves or others.  I know they are in a ton of pain and that most of their actions are not directed at me or anyone, but instead directed at the emptiness inside of them.  I have also learned that I have to heal myself before allowing anyone else in.  I no longer have my husband to unload my emotional baggage on.  And friends get tired when I repeatedly do it to them, so I am now forced to deal with it on my own, with just my broken heart and damaged soul to mend myself.  These things have definitely made me a better friend and a better person, but the lack of trust and emotional scars have made me more skittish and more apprehensive about letting anyone new in.   I have become damaged goods complete with certain memories playing repeatedly in my mind.  Hopefully I will one day be able to replace the photo sharp negative ones with more blurry happy thoughts.  But until then, I try to ride the nightmare of the memory of walking to my new life of fraud, deception and loss.  Two years ago I was pushed off a cliff and I survived, now I just need to figure out how to pick of the pieces and start climbing again.

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